JEM REPRESENTS SOUTH AFRICA AT GOOGLE STARTUPS ACCELERATOR 2023. Read more here.
Jem lets you access your payslips, view your leave balance,
take a salary advance and communicate directly with your
HR and payroll teams all via WhatsApp
Once your employer gets set up with Jem, you can register in 30 seconds
Contact Jem through our WhatsApp number
Verify your name, ID number and banking details
Access your payslips, view your leave balance, get access to your salary in advance and more
If you’re looking for a better way to deal with your HR
and payroll department, hit the button below, leave
your company name, and we’ll reach out to them
with more information.
'I love Jem simply because they have always been there when I needed them, especially through the tough times.
A couple of weeks ago load shedding blew my TV and microwave and I could take an advance from Jem to replace those appliances. I would refer Jem to any other company.'
"It's amazing to be able to get our payslips straight away, onto our phones. No one can accidentally view it as it is personal and confidential. Before jem, I was always looking for my paper payslip. Now, I can view it at any time."
“Jem has supported me in a number of trying circumstances. My family and I have been able to make it to another pay period thanks to the opportunity to request an advance to aid with food, medicine, and fuel. I have no idea how my family and I would survive from pay check to pay check. I am truly appreciative of your assistance.”
"Jem has been very helpful - we no longer have to worry about money during the month for mid-month emergencies. It has helped us reduce debt with interest. Before we had to borrow from loan sharks and be charged huge interest to survive during the month."
"With Jem, company communication has been made smooth. We don't have to travel to get information from our employer. It's now on the tip of my hands and so there is no time wasted."
'Jem was introduced at a really difficult financial time for me. It was convenient and cheap to use, and it helped with budgeting.
Jem has helped immensely and it was easily accessible and easy to pay back.'
‘Jem has helped me understand my payslip better and know how to budget. This is not to mention the helpful advances on my salary! Jem has been there for me, from the very first payslip I received and they are always willing to help us. ‘
No, once your Jem profile is active on WhatsApp, you will receive your payslip immediately as they are sent out by your employer.
No, you can only access Jem through the Jem WhatsApp channel.
Yes, depending on what your employer allows, you can access your payslip for the past three months.
Accessing payslips, leave, and announcements through Jem is free for employees. For on-demand pay, Jem charges a once-off fee of R5.75 PLUS 3.4% per withdrawal. For example - if you take an advance of R100, you only pay R9.15 (R5.75 + {3.4% * R100}). There are no hidden fees and registering is free.
No. The money will only be paid into the bank account your employer pays your monthly salary into.
Withdrawal requests made before 3pm on weekdays will be paid the same day. Requests after 3pm on weekdays will be paid the next business day. All weekend requests will be paid on Mondays.
Your password is your ID number.
Jem does not offer loans, but we do however offer advances on your salary which is payable on your payday.
You can request an advance via our USSD line *120*20030# cost: 40c per 20 seconds for our line You can also contact our customer service line on 087 058 0944.
You can update your mobile number by sending a WhatsApp to 060 096 0856 or contacting our customer service line on 087 058 0944.
Soon you’ll be able to do so much more with Jem HR Systems
Receive IRP5's (employee’s tax certificates)
Log your time and attendance
End-to-end, compliant document exchange using WhatsApp