
Jem Mobile gives frontline employees phones and data through payroll deduction. No credit checks, no store visits, and often their first ever contract. Zero cost and zero risk to your business.
Trusted by 200+ employers and 250,000+ deskless workers across Africa

Most frontline workers don't qualify for contracts, so they buy data in small prepaid bundles at premium rates: R400 or more for 5GB that costs R199 on a contract. That drains already-stretched salaries. It also means big parts of your workforce are disconnected exactly when you need to reach them.

Every payslip, shift change, survey and announcement only lands if your people are connected. Jem Mobile closes that gap. It also takes a quiet burden off HR: employees stop coming to managers for help getting connected, because there's a trusted route to sort it out themselves.
The contract sits between Jem and the employee. Repayments come off payroll like any other deduction, across weekly, fortnightly or monthly cycles. If an employee leaves or defaults, that risk sits with Jem. No lending, no guarantees, no balance-sheet exposure and minimal admin.
No credit checks: employees qualify on employment tenure and affordability, with repayments capped at 10% of salary. Every device comes insured, with a cover and screen protector included, and free delivery through 4,000+ Pargo pickup points nationwide.
The same 5GB bought prepaid costs R400 to R425 a month. That's a saving of around R225 a month, R2,700 a year, and about R5,400 over a 24-month contract.
Employees choose their phone and data deal on WhatsApp or at an onsite activation.
Devices and SIMs arrive within 3 to 5 working days at a nearby Pargo pickup point.
Jem handles everything: delivery tracking, SIM swaps, insurance claims and device queries.
Nothing. Employees pay for their plans through payroll deduction; you simply pass the deduction through.
Jem does. The contract is between Jem and the employee. If an employee leaves or defaults, recovery is our job, not yours.
On employment tenure and affordability, not credit checks. Repayments are capped at 10% of salary to keep it responsible.
Vodacom, MTN, Cell C and Telkom
Yes. Weekly, fortnightly and monthly cycles are all supported; the instalment is split across the pay cycle and deducted before salary is paid.
The contract stays between Jem and the employee, and recovery sits with Jem.
Book a demo and we'll walk you through it, end to end.