
Employees can buy electricity, airtime, data and grocery vouchers from major retailers, with no additional fees from Jem.
Trusted by 200+ employers and 250,000+ deskless workers across Africa

For most deskless workers, keeping the lights on or staying connected means a trip to the shop. Sometimes multiple times a week, often after a 12-hour shift.

Jem puts those purchases in the chat employees already open every day. A few taps, paid through payroll deduction. Available 24/7 with no queues or extra fees.
Prepaid tokens delivered in chat, ready to load onto the meter.
Top-ups for the major networks, done in seconds.
Bundles available from the major networks at any hour.
Vouchers for major retailers, redeemable in store.
Retail vouchers mean it's easier for employees to stay connected to their employer through WhatsApp. No mixed messages or missed shifts.
Employees pay the voucher's retail price. Jem charges nothing on top, and neither do you.
Purchases run through the existing payroll deduction process. Nothing new for HR teams to manage.




Book a demo and walk through every module live, or see it on WhatsApp, on a real phone, in minutes.