Help your employees break the debt reliance cycle

Earned Wage Access lets employees withdraw a controlled percentage of their wages before payday, reducing financial stress and reliance on high-interest loans.

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Used and loved by leading employers in South Africa

Many instantly-recognisable brands are already leveraging EWA to positively impact their employees.

Frontline workers deserve access to fair financial products

The financial reality for South Africa's frontline workforce is bleak. EWA can help your employees break the debt reliance cycle.

*According to research from VISA and Arcadia Finance

Save time, save money and empower your workforce

EWA is a risk-free benefit that you can offer your employees at no extra cost to the employer.

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The majority of employees withdraw very small amounts

*According to Jem's Annual Social Impact Report

Market-leading controls and limits

Jem's EWA solution gives you full control of how and when your employees withdraw.

SALARY-BASED LIMITS

Limit the maximum rand value employees can withdraw as a percentage of earned wages.

VOLUME-BASED LIMITS

Limit the number of withdrawals employees can take within a single pay cycle.

BLOCK DATES

Implement dates where EWA can’t be used, employee-specific or company-wide.

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What employers say about EWA

The benefits for your employees

Implementing EWA helps employers support their employees' financial wellness without taking on any risk, enhancing productivity and fostering loyalty. This creates a more stable and productive work environment.

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