Employee Benefits for Deskless Workers

The Jem Financial Health Plan is a first-of-its-kind benefits solution that helps employees beat debt traps, build financial stability and boost wellness.

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Benefits phone

Used and loved by +200 000 employees globally

pay-to-use benefit

Earned Wage Access

Help employees reduce debt and avoid loan sharks by introducing Earned Wage Access. Comes with market-leading limits, controls and block dates.

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Free benefit

Savings Account

A zero-cost savings account, which improves employees’ credit scores with every deposit and puts more money in their pockets.

pay-to-use benefit

Phones and contracts

We help your team escape the overpriced world of prepaid data with affordable contracts that help them stay connected for less.

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Additional Benefits

Electricity

Airtime & electricity

Your employees can buy basic utilities on WhatsApp through Jem, paid for via payroll deduction with no extra fees.

EAP

Comprehensive EAP

Your staff can access an Employee Assistance Program, including social worker access and trauma counselling.

Financial Coach

Financial coaching

Offer your team free financial literacy courses on WhatsApp, available in English, isiXhosa, isiZulu and Afrikaans. 

Credit scores

Credit score checks

Employees can learn their credit score in real time – and build it up by depositing money into a savings account.

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Get set up fast

Forget about long implementations and expensive consultants. Give us a day to set you up with Jem and we’ll give you back weeks of your time.

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Reach the right team