Employee Benefits for Deskless Workers
The Jem Financial Health Plan is a first-of-its-kind benefits solution that helps employees beat debt traps, build financial stability and boost wellness.

Used and loved by +200 000 employees globally






























pay-to-use benefit
Earned Wage Access
Help employees reduce debt and avoid loan sharks by introducing Earned Wage Access. Comes with market-leading limits, controls and block dates.




Free benefit
Savings Account
A zero-cost savings account, which improves employees’ credit scores with every deposit and puts more money in their pockets.
pay-to-use benefit
Phones and contracts
We help your team escape the overpriced world of prepaid data with affordable contracts that help them stay connected for less.


Additional Benefits

Airtime & electricity
Your employees can buy basic utilities on WhatsApp through Jem, paid for via payroll deduction with no extra fees.

Comprehensive EAP
Your staff can access an Employee Assistance Program, including social worker access and trauma counselling.

Financial coaching
Offer your team free financial literacy courses on WhatsApp, available in English, isiXhosa, isiZulu and Afrikaans.Â

Credit score checks
Employees can learn their credit score in real time – and build it up by depositing money into a savings account.

Get set up fast
Forget about long implementations and expensive consultants. Give us a day to set you up with Jem and we’ll give you back weeks of your time.

